Opening a Bank Account in Italy

Italy is an attractive country for opening a bank account. If you get the residence permit, then an account and bank card will be necessary to make any current payments, including in order to receive wages. Legal entities need this service to maintain trade activities in the countries of the European Union and to legally receive payment for goods or services. Lawtter Solutions offers clients help with opening an Italian bank account. We offer turnkey services with full legal support.
The cost
of the service

1 500 EUR*

Term for opening
a bank account
1-3 months

opening type
Personal visit required
* The cost is indicative; contact Lawtter Solutions’ lawyers to inquire about the cost of opening an account with the selected bank.
Opening an account

Basic information about opening a bank account in Italy

There is a possibility to open a bank account in Italy for a non-resident. The country’s legislation provides for this option. However, it is important to know that for non-residents in Italy, there are only two types of bank accounts available for opening:

  • Conto Estero.
  • Conto Internazionale.


The peculiarity of these types of accounts is that they have high commissions. In addition, the base currency is the currency of the client’s country. To make payments in Euros, an additional conversion will have to be made, which may result in the client paying an additional commission.

If a person opens an account in an Italian bank with a residence permit, the conditions will be the same as for Italian residents. The client has the right to open an bank accounts and receive any service that is offered by financial institutions in this country.

Advantages of opening an account in Italy

Opening an Italian bank account allows you to get a number of advantages. The main ones are the following:

It’s a respectable jurisdiction that guarantees the complete safety of your funds

A wide selection of banks that are ready to work with non-residents

Possibility to make payments throughout the Eurozone

The ability to carry out any financial transactions in Italy without restrictions

Migrants, students, and legal entities can open a bank account in Italy

What is important

Is it possible to open a bank account online?

A popular question is “How to open a bank account in Italy online?”. It will not work fully remotely. Clients can apply for registration online. However, client verification is a mandatory procedure in the country. To verify your identity, you will have to come to the bank and talk to the managers in person.

What documents are needed to open a bank account in Italy?

Before learning how to open an Italian bank account, you need to prepare a package of documents.

For individuals, it’s enough to provide the following documents:

  • Identity document (passport, residence permit, if any).
  • Taxpayer identification number.
  • Confirmation of residential address.
  • Documents confirming the origin of money.
  • Resume (CV).

For legal entities who intend to work in Italy or open an account in this country for working in EU countries, you must provide the following documents:

  • A package of constituent documents of a legal entity.
  • Identity card of the director and shareholders of the company.
  • The identity card of the manager and a power of attorney in their name, issued by the director (if the manager opens the bank account).
  • Agreements with partners.
  • Documents confirming the origin of the money.
Stages of opening an account

Services provided by Lawtter Solutions

Lawtter Solutions offers clients a complete package of services to open a bank account in Italy. The account opening procedure includes five stages, including:

Choosing a bank in Italy

Preparation of documents

Application submission

Passing verification

Obtaining access and account details

Lawtter Solutions offers clients the opportunity to open an account in any of the leading Italian banks that provide services to non-residents. The list of popular banking institutions in this country includes:

  • Intesa San Paolo;
  • UniCredit;
  • Cassa Depositi e Prestiti;
  • Banca Nazionale del Lavoro;
  • ING;
  • Banca d’Italia;
  • Banca BPM;
  • Deutsche Bank;
  • Poste Italiane;
  • Fineco Bank.
Lawtter Solutions offers full legal support for the bank account opening procedure. We also provide additional services, like deposits and investment accounts.